FULL SERVICE CHAPTER 7 & CHAPTER 13 BANKRUPTCY

Attorney Alex Ranjha handles bankruptcy cases throughout Cook and DuPage. Call (630) 277-9368. Flat fees. Fast & friendly service. Call for a FREE phone consultation!

Are you up to your head in debt? Struggling to pay monthly bills?

Bankruptcy may be able to help you get back on your feet. Please read below for more information:

CHAPTER 7 BANKRUPTCY – $995 FLAT ATTORNEY FEE

Chapter 7 bankruptcy is a proceeding that is commonly known as “liquidation bankruptcy.” Chapter 7 is usually the best choice for most debtors because it generally wipes out most debt, allowing a fresh start.

In this proceeding, a trustee is appointed to administer the debtor’s case. Any non-exempt property is turned over to the trustee who liquidates it for distribution to the creditors. A debtor typically receives a discharge of all dischargeable debts within four months. In the overwhelming majority of cases, the debtor has no assets that they would lose — this means Chapter 7 would give the debtor a relatively quick discharge.

Typical debts which are discharged include credit cards, medical bills, utilities, unsecured judgments, repossession’s, personal loans, payday loans. Typical debts which are not discharged include, child support, student loans, tickets and most taxes. Debtor’s must continue making payments on secured debts they are keeping such as house and car.

Like any bankruptcy case, Chapter 7 is complicated and requires knowledge of the law. Our law firm takes the stress out of this daunting process and guides you every step of the way — from the preparation and filing of your petition all the way to the court hearing that you will have to attend. We pride ourselves on personal and friendly customer service. We understand the importance of a decision to file bankruptcy and will treat you with the utmost level of care and attention.

 

  • ▶ EXTREMELY FAST FILING (SAME-DAY FILING AVAILABLE)
  • ▶ FREE NO-OBLIGATION PHONE CONSULTATION
  • ▶ PAYMENT PLANS AVAILABLE
  • ▶ SERVING CHICAGO AND ALL SUBURBS
  • ▶ $995 FLAT RATE ATTORNEY FEE
  • ▶ HOUSE CALLS AVAILABLE – WE CAN COME TO YOU

 

Please call or email Attorney Alex Ranjha today for your free consultation. Call (630) 277-9368.

Email: ranjha@ranjhalaw.com

 Click here for Chapter 7 FAQ and a general overview of the process.

 

CHAPTER 13 BANKRUPTCY – PRICE VARIES

Chapter 13 bankruptcy is what is also known as “reorganization bankruptcy.” Chapter 13 bankruptcy is filed by individuals who want to pay off their debts over a period of three to five years. A chapter 13 can be filed if you are behind on your mortgage or car loan, and want to make up the missed payments over time and reinstate the original agreement. 

A chapter 13 can be filed for individuals who make too much to qualify for chapter 7 or are ineligible for chapter 7 because of a previous filing. Chapter 13 proceedings are complicated and take place over three to five years and as a result are more expensive than a Chapter 7 case.

 

Please call or email Attorney Alex Ranjha today for your free consultation. Call (630) 277-9368. 

Email: ranjha@ranjhalaw.com